Chequing account benefits
Compare our main chequing accounts to find your perfect fit.
Ultimate Package
Earn up to $400* when you bundle the Ultimate Package, a savings account and a registered account - Get the offer
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Unlimited
debit and Interac e-Transfer† transactions1 -
Ongoing annual fee waiver
on select credit cards (up to $150)2 -
10 free equity trades
with Scotia iTRADE® in your first year3
Plus, enjoy no monthly account fee by maintaining a minimum daily closing balance of $6,000 for the entire month in your Ultimate Package account.
Preferred Package
Earn up to $400* when you bundle the Preferred Package, a savings account and a registered account - Get the offer
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Unlimited
debit and Interac e-Transfer† transactions1 -
First year annual fee waiver
on select credit cards (up to $150)2 -
1 free equity trade
with Scotia iTRADE®3
Plus, enjoy no monthly account fee by maintaining a minimum daily closing balance of $4,000.
Preferred Package for Students and Youth
Earn $100* when you open a... Learn more
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Unlimited
debit and Interac e-Transfer† transactions1 -
Free movies
with Scene+™ points on everyday purchases2 -
Free trades
with Scotia iTRADE® for students3
To open an account you must be a full-time student enrolled in a Canadian university, community college, or CEGEP.
Basic Plus Bank Account
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Unlimited
debit and Interac e-Transfer† transactions1 -
Earn Scene+™ points
on debit purchases2
Enjoy no monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month.
Basic Bank Account
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12 free
debit transactions1 -
Free
Interac e-Transfer† transactions
Need help choosing an account?
Included with every Scotia account
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Mobile and online banking
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Mobile cheque deposit
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Rewards on debit
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Contactless paying with Visa Debit and Interac Flash® payments
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Apple Pay, Google Pay, and Samsung Pay
Frequently asked questions
Bank better
Get rewarded with Scene+™
Earn and redeem points on everyday purchases like groceries, movies, dining out, and more.
Learn more about Scene+Looking to switch from another financial institution?
We've made it simple to transfer your banking over to Scotiabank. Spend less time switching, and more time saving.
See how to switchDiscover our services
More account information
Get to know your account
- Institution Number: 002
- Transit Number: (Find your branch)
- SWIFT Code: NOSCCAT
Eligible for CDIC insurance