Chequing

Discover Scotia's
chequing accounts

Find a great fit for your everyday banking needs and earn rewards doing it.

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Chequing account benefits

Compare our main chequing accounts to find your perfect fit.

Everyday Banking

Ultimate Package

$30.95/month
Up to $400 offer

Earn up to $400* when you bundle the Ultimate Package, a savings account and a registered account - Get the offer

  • Unlimited
    debit and Interac e-Transfer transactions1
  • Ongoing annual fee waiver
    on select credit cards (up to $150)2
  • 10 free equity trades
    with Scotia iTRADE® in your first year3

Plus, enjoy no monthly account fee by maintaining a minimum daily closing balance of $6,000 for the entire month in your Ultimate Package account.

See if it's right for you
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Everyday Banking

Preferred Package

$16.95/month
Up to $400 offer

Earn up to $400* when you bundle the Preferred Package, a savings account and a registered account - Get the offer

  • Unlimited
    debit and Interac e-Transfer transactions1
  • First year annual fee waiver
    on select credit cards (up to $150)2
  • 1 free equity trade
    with Scotia iTRADE®3

Plus, enjoy no monthly account fee by maintaining a minimum daily closing balance of $4,000.

See if it's right for you
Student & Youth Banking

Preferred Package for Students and Youth

$0/month
$100 offer

Earn $100* when you open a... Learn more

  • Unlimited
    debit and Interac e-Transfer transactions1
  • Free movies
    with Scene+™ points on everyday purchases2
  • Free trades
    with Scotia iTRADE® for students3

To open an account you must be a full-time student enrolled in a Canadian university, community college, or CEGEP.

See if it's right for you
Everyday Banking

Basic Plus Bank Account

$11.95/month
  • Unlimited
    debit and Interac e-Transfer transactions1
  • Earn Scene+™ points
    on debit purchases2

Enjoy no monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month.

See if it's right for you
Everyday Banking

Basic Bank Account

$3.95/month
  • 12 free
    debit transactions1
  • Free
    Interac e-Transfer transactions
See if it's right for you

Need help choosing an account?

Included with every Scotia account

  • Mobile and online banking
  • Mobile cheque deposit
  • Rewards on debit
  • Contactless paying with Visa Debit and Interac Flash® payments
  • Apple Pay, Google Pay, and Samsung Pay

Frequently asked questions

Bank better

Looking to change your Scotia account?

Switching your account is easy.

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SCENE+

Get rewarded with Scene+™

Earn and redeem points on everyday purchases like groceries, movies, dining out, and more.

Learn more about Scene+

Looking to switch from another financial institution?

We've made it simple to transfer your banking over to Scotiabank. Spend less time switching, and more time saving.

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More account information

Get to know your account

  • Institution Number: 002
  • Transit Number: (Find your branch)
  • SWIFT Code: NOSCCAT

Eligible for CDIC insurance

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